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Get insurance quotes instantly online

With our premium calculator on My Resolution Life

Access the premium calculator

Log in to My Resolution Life to get decreased sum insured quotes online.

Get a decreased sum insured quote from My Resolution Life

We understand it’s been a period of economic uncertainty. And during these periods, insurance affordability may be top of mind for our customers.

We want our customers to be able adjust their policy to suit their situation when they need to. Along with online options to easily opt out of inflation adjustment, we also have our premium calculator available on My Resolution Life .

Since launch, advisers who have used the premium calculator have told us that the calculator is easy to use and a valuable tool for conversations with customers thinking about insurance affordability.

With our premium calculator, you and your staff can:

Instantly get a quote for a decreased sum insured.

Save this quote within My Resolution Life, and easily download it later within 30 days.1

Submit the request to make the change to the policy online on behalf of the customer, with applicable consents.

1Feature currently not available for policies renewing within the next 2 months from the quotation date.

What information can you see on the quote?

  • A breakdown of the current and new premium
  • A 10-year projection for the new premium1
  • For policies renewing soon 2, you can choose to:
    • include in the quote the premium changes that will apply at renewal time
    • adjust the quote to opt out of inflation adjustment

1Feature currently not available for policies renewing within the next 2 months from the quotation date.
2Policy renewal (anniversary) date within the next 2 months from the quotation date.

We have more updates planned for the premium calculator. Keep an eye out in your inbox for our monthly Adviser Connect newsletter for future updates.

What products are eligible for the insurance calculator?

Currently, the premium calculator is available for the following (excluding premier or flexi-link policies):
 

  • Risk Protection Package
  • Elevate Insurance
  • Resolution Life Insurance

We plan to expand the premium calculator across all products in the future.

How to access the premium calculator

1. Log in to My Resolution Life. Haven’t used My Resolution Life before? Learn more here.

2. Search for the customer on the home dashboard and click on the customer from the search results to enter into Customer View.

3. On the left-hand side menu, select Request a quote, then Decrease premium calculation.

4. Simply follow the prompts to generate a quote.

For more information on how to use our premium calculator and how to enable your staff to access My Resolution Life so they can use it too, visit the My Resolution Life help centre.

Having technical difficulties?

Currently, the premium calculator is only available for certain products. If you’re using the premium calculator for an ineligible policy, you may see the following error messages:

Message Reason for the message
The policy is not eligible for a decrease premium.

If the policy:

  • Has Premier link option, or
  • Is a flexi link plan, or
  • Is a super plan with a flexi-linked plan

For any other issues or queries

You can chat with us online by clicking Chat in the bottom right corner.

Important information

Any advice and information on this website is general in nature and is provided by Resolution Life Australasia Limited ABN 84 079 300 379, AFSL No. 233671 (Resolution Life), which is part of the Resolution Life Group. Resolution Life can be contacted on 133 731 or via the contact us page. The advice does not take into account your personal objectives, financial situation or needs. Therefore, before acting on the advice, you should consider the appropriateness of the advice, having regard to those matters as well as the relevant product disclosure statement (PDS) or policy document, available from Resolution Life at resolutionlife.com.au or by calling 133 731, before making a decision about the product. Consider speaking to a financial adviser if you have any concerns.

If you decide to purchase or vary a financial product, Resolution Life and/or other companies within the Resolution Life Group will receive fees and other benefits, which will be a dollar amount or a percentage of either the premium they pay or the value of their investments. You can ask us for more details.

Resolution Life Australasia Limited ABN 84 079 300 379, AFSL No. 233671 (Resolution Life) is the issuer of life insurance policies held directly by customers. Where those life insurance policies are held within superannuation for which Equity Trustees Superannuation Limited ABN 50 055 641 757, AFSL No. 229757, RSE Licence No. L0001458 (Trustee) as trustee of the National Mutual Retirement Fund ABN 76 746 741 299 (Fund) is the issuer, then Resolution Life is the issuer of life insurance policies to the Trustee which in turn provides the benefit to eligible Fund members. The information contained on this webpage is only for professional financial advisers acting in that capacity and does not contain any financial product advice. Resolution Life is part of the Resolution Life Group and can be contacted via resolutionlife.com.au/contact-us or by calling 133 731.