Investment bonds, also called insurance bonds, combine the features of a managed fund and a life insurance policy, offering security and tax effective investing.
One of the main tax benefits of investment bonds is that tax on earnings is paid by us at the company tax rate of 30%.
Investment earnings generally don’t have to be declared in your tax return, unless you make a withdrawal within the first 10 years of holding the policy. No personal tax is payable on the Bond once you’ve held it for 10 years and continue to satisfy the 125% rule. If you withdraw before 10 years, you may be able to take advantage of the 30% tax offset.
You can also benefit from no personal capital gains tax on investment switches, withdrawals and change of beneficial ownership, plus you can select from a range of investment options.
Investments bonds are generally suitable for families looking to save for a child’s future, retirees looking for tax-effective income, investors looking for certainty in estate planning and alternatives to super.
Product Details - Investment Growth Bond
Issuer - Resolution Life Australasia Limited
Issuer - Resolution Life Australasia Limited
Unit pricing
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Important information
Where the information on this website is factual information only, it does not contain any financial product advice or make any recommendations about a financial product or service being right for you. Any advice is provided by Resolution Life Australasia Limited ABN 84 079 300 379, AFSL No. 233671 (Resolution Life), is general advice and does not take into account your objectives, financial situation or needs. Before acting on this advice, you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs, as well as the product disclosure statement and policy document for the product. Any guarantee offered in the product is only provided by Resolution Life. Any Target Market Determinations for our products can be found at resolutionlife.com.au/target-market-determinations.
Resolution Life does not make any representation or warranty as to the accuracy, reliability or completeness of material on this website nor accepts any liability or responsibility for any acts or decisions based on such information.
The contact details for Resolution Life can be found at resolutionlife.com.au/contact-us.
