We are updating our website
So that we can direct you to the right page,
please select your product from the list below.
Most of us know someone who has suffered a life-changing trauma. While you may be covered for the loss of income if you’ve purchased income insurance, what about the extra costs you may face for your treatment, rehabilitation and recovery?
Trauma cover provides you with a lump sum payment if you're diagnosed with a specified medical condition, serious injury or undergo a medical procedure*. Trauma cover usually helps with severe heart attacks, major organ transplants, cancers or strokes, just to name a few.
Trauma insurance can help you make adjustments to your lifestyle that you may want or need to make after suffering a trauma event, such as:
* As outlined in your product disclosure statement, policy document or plan rules
Did you know we have a strong history of paying claims? So if the unexpected does happen, you know you can count on us.
This product is closed to new business.
Please refer to your policy documents or speak to your financial adviser about the specific features your policy offers.
* Not available for PremierLink IP option or the plan to which it is linked.
For information on our other closed trauma insurance products, please refer to your policy documents or speak to your financial adviser about the specific features your policy offers. Log in to the My Resolution Life online portal to request a copy of your policy documents.
Elevate is open to new applications for existing Resolution Life customers only. If you are a Resolution Life customer and would like to apply, get a quote or transfer your existing policy to Elevate, please speak to your financial adviser or contact us on 133 731. Refer to the PDS and other important documents before making a decision.
As the manager of a large electronics retail store in Newcastle, John currently earns $100,000.
John has mortgage repayments of approximately $12,000 per year, other personal loan repayments of $5,000 per year, and investment property loan repayments of $10,000 per year.
John discusses his overall financial protection needs with a financial adviser, who recommends $200,000 in trauma insurance, in addition to any life and TPD insurance.
This amount would allow John to cover his debt payments for two years, provide a salary for a year and also contribute towards medical costs not covered by Medicare or his private health insurance such as rehabilitation costs or changes to his lifestyle.
Annual salary |
$100,000 |
Debt payments for two years |
$50,000 |
Rehabilitation/emergency tools |
$50,000 |
Total |
$200,000 |
Recommended trauma insurance |
$200,000 |
Please note this example is illustrative only. Please contact your adviser for a discussion on your specific insurance needs.
Any advice on this website is provided by Resolution Life Australasia Limited ABN 84 079 300 379, AFSL No. 233671 (Resolution Life), and is general advice and does not take into account your objectives, financial situation or needs. Before acting on this advice, you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs, as well as the relevant product disclosure statement and/or policy document, available from Resolution Life at resolutionlife.com.au or by calling 133 731, before making a decision on whether to acquire, or continue to hold, the product.
The Target Market Determinations (TMDs) for our financial products (where applicable) can be found at Target Market Determinations (TMDs). The TMDs describe the key features and attributes of an applicable product that affect whether it is likely to be consistent with the objectives, financial situation and needs of consumers in the target market.
Resolution Life is part of the Resolution Life Group and can be contacted via contact us or by calling the phone number mentioned above.