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Features

We pay a lump sum if the insured person becomes totally and permanently disabled and is unlikely to work again.
Having a financial safety net in the event of disability could help you pay for things such as ongoing medical expenses, alterations to your home to make daily life easier, debt repayments and help provide future financial stability.

Here’s what you get

A lump sum payment if the life insured becomes totally disabled and is unable to work again. This can help cover rehabilitation costs and other debts.

A flexible insurance product you can tailor to suit your individual needs

Peace of mind and financial security for you and your loved ones.

Our claims track record

Did you know we have a strong history of paying claims? So if the unexpected does happen, you know you can count on us.

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Our TPD products

Elevate insurance - TPD

    • Future insurability allows you to increase your sum insured without the need to provide further health evidence when one or more specified personal or business events occur
    • Automatic inflation increases increases your sum insured each year by the greater of 5% or the increase in Consumer Price Index (CPI). You may decline the increase for any particular year
    • Premium freeze feature for stepped premiums, allowing you to maintain your current premium at the time this option is exercised. Your sum insured will reduce each year that this option is exercised
    • Find out more

Firstcare - Lifetime Protection

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    • Guaranteed future insurability, allows you to increase your sum insured without the need to provide further health evidence when one or more specified personal or business events occur
    • Waiver of premium option an additional premium option allowing for premiums to be waived if the insured person becomes totally disabled before the first plan anniversary after their 59th birthday.
    • Find out more

    This product is closed to new business. Please refer to your policy documents or speak to your financial adviser about the specific features your policy offers.

For information on our other closed TPD insurance products, please refer to your policy documents or speak to your financial adviser about the specific features your policy offers. Log in to the My Resolution Life online portal to request a copy of your policy documents.

How to apply for Elevate

Elevate is open to new applications for existing Resolution Life customers only. If you are a Resolution Life customer and would like to apply, get a quote or transfer your existing policy to Elevate, please speak to your financial adviser or contact us. Refer to the PDS and other important documents before making a decision.

Documents and downloads

How to review your life insurance cover

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Why keep my cover with Resolution Life?

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Why insurance premiums change over time

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What you need to know

Any advice on this website is provided by Resolution Life Australasia Limited ABN 84 079 300 379, AFSL No. 233671 (Resolution Life), and is general advice and does not take into account your objectives, financial situation or needs. Before acting on this advice, you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs, as well as the relevant product disclosure statement and/or policy document, available from Resolution Life at resolutionlife.com.au or by calling 133 731, before making a decision on whether to acquire, or continue to hold, the product. 

The Target Market Determinations (TMDs) for our financial products (where applicable) can be found at Target Market Determinations (TMDs). The TMDs describe the key features and attributes of an applicable product that affect whether it is likely to be consistent with the objectives, financial situation and needs of consumers in the target market.

Resolution Life is part of the Resolution Life Group and can be contacted via contact us or by calling the phone number mentioned above.