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What is TPD insurance?

Total and permanent disability insurance, simply referred to as TPD, provides a lump sum payment if you become totally and permanently disabled because of an injury or  sickness. TPD is generally associated with your inability to ever be able to work again in any or your own occupation. Depending on the type of TPD insurance you have, it may also include being unable to do specific activities of daily living, permanent loss of use of limbs and sight or significant cognitive impairment.

TPD insurance can be used to fund out of pocket medical expenses and costs associated with a long-term disability like full time care or home modifications.  It can also be invested to produce an ongoing income stream to supplement an income protection insurance benefit.

Elevate Insurance TPD Insurance

TPD insurance is available for new applications from existing Resolution Life customers. If you’re aged between 18 and 59 and already have cover with us, you can apply for Elevate TPD Insurance. 

In addition to paying the sum insured if you become totally and permanently disabled, Elevate TPD insurance plans offer several built-in benefits, such as:

To find out more about Elevate Total & Permanent Disablement (TPD) insurance, including optional extras and suggestions on how you can potentially reduce the cost of your cover, refer to the Total & Permanent Disablement (TPD) Product Summary. For full details about Elevate Insurance, refer to the Product disclosure statement and plan document.   

For information on our other life insurance products, please refer to your policy document or speak to your financial adviser about the specific features your policy offers.

Log in to the My Resolution Life portal to request a copy of your policy documents.

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What you need to know

Any advice on this website is provided by Resolution Life Australasia Limited ABN 84 079 300 379, AFSL No. 233671 (Resolution Life), and is general advice and does not take into account your objectives, financial situation or needs. Before acting on this advice, you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs, as well as the relevant product disclosure statement and/or policy document, available from Resolution Life at resolutionlife.com.au or by calling 133 731, before making a decision on whether to acquire, or continue to hold, the product. 

The Target Market Determinations (TMDs) for our financial products (where applicable) can be found at Target Market Determinations (TMDs). The TMDs describe the key features and attributes of an applicable product that affect whether it is likely to be consistent with the objectives, financial situation and needs of consumers in the target market.

Resolution Life is part of the Resolution Life Group and can be contacted via contact us or by calling the phone number mentioned above.