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Where the information on this website is factual information only, it does not contain any financial product advice or make any recommendations about a financial product or service being right for you. Any advice is provided by Resolution Life Australasia Limited ABN 84 079 300 379, AFSL No. 233671 (Resolution Life), is general advice and does not take into account your objectives, financial situation or needs. Before acting on this advice, you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs, as well as the product disclosure statement and policy document for the product. Any guarantee offered in the product is only provided by Resolution Life. Any Target Market Determinations for our products can be found at resolutionlife.com.au/target-market-determinations.
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By reducing the number of super accounts that you hold to just one, you could save on fees over time and may reduce any overlap in insurance coverage and premiums you have.
Consolidating your super is simple and can be done online through myGov.
Before making a decision to consolidate, you should compare the costs, fees, risks and benefits of your other super funds against your preferred fund. You should also consider whether you can replace any insurance cover you may lose upon rolling over, potential withdrawal fees, as well as any investment or tax implications. You should also decide which super fund you want your future employer contributions paid to and complete a Superannuation standard choice form if you would like to change funds. Once you have completed this form, you’ll need to provide it to your employer, but remember to also check with your employer that they offer the option to pay your future contributions into a fund you choose.
This article was previously prepared and published by AIA Australia Limited ABN 79 004 837 861 (AIA Australia) prior to Resolution Life’s acquisition of AIA Australia’s Superannuation & Investment life insurance business on 1 July 2023.