If you've had more than one job or changed your name or address and you haven’t let your super fund know, you may have more than one super account.

You can search for lost super online at myGov through the Australian Taxation Office (ATO). To help keep track of your super, make sure your details are always up to date with the ATO and your super fund.

If not all of your superannuation accounts are listed on your MyGov account, you can reach out to your previous super providers and ask them to update your details, send you information on your fund, including any annual statements you may have missed. Alternatively, many super fund providers have online portals where you can access your super information. You’ll need to register with each fund to access your information. 

Where you have super monies with funds that have an account balance of less than $6,000, the ATO will attempt to ‘marry’ your funds for you and bring your super funds together. When bringing your funds together, the ATO will consolidate these low account balance funds into the superannuation fund where your employer is currently contributing your superannuation guarantee payments. 

From 1 November 2021, employees had their existing super fund ‘stapled’ to them when they change jobs. This means that one super fund will follow an employee from job to job and contributions will be paid into that super fund, unless you decide to join another super fund. 

If you’re new to the workforce, the super fund you join will be ‘stapled’ to the first super fund you join, unless you nominate a new superannuation provider.

Important information

This information was prepared by Resolution Life Australasia Limited ABN 84 079 300 379, AFSL No. 233671 (Resolution Life). A copy of the Product Disclosure Statement can be obtained by contacting Resolution Life. This general advice has been prepared without taking into account your particular financial needs, circumstances or objectives. You should consider the appropriateness of this information in light of your circumstances. This advice is based on our understanding of current law as at May 2022, and is based on its continuance unless stated otherwise. While every effort has been made to ensure the accuracy of the information, it is not guaranteed. Resolution Life do not actively monitor breach of superannuation contribution caps. You should keep track of the contributions made to your account in respect of the caps applicable to you. You should obtain professional advice before acting on the information contained in this communication. Taxation considerations are general and based on present taxation laws and may be subject to change. You should seek independent, professional tax advice before making any decision based on this information. Resolution Life is also not a registered tax (financial) adviser under the Tax Agent Services Act 2009 and you should seek tax advice from a registered tax agent or a registered tax (financial) adviser if you intend to rely on this information to satisfy the liabilities or obligations or claim entitlements that arise, or could arise, under a taxation law.

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