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Indexation of fees and thresholds effective 1 March 2026
Effective 1 March each year, some of the fees and thresholds for the following products are reviewed and increased in line with movements in the Average Weekly Ordinary Time Earnings (AWOTE).
Below are the fees applicable to the RLA Personal Super Plan and RLA Allocated Pension from 1 March 2026.
RLA Personal Super Plan
| Small account balance fee (per month) | From 1 March 2026 | As at 1 March 2025 |
| Balances between $0 - $1,200 | Nil | Nil |
| Balances between $1,201 - $10,000 | Nil | $8.50 |
| Balances between $10,001 - $15,000 | Nil | $4.45 |
| For the balance above $15,000 | Nil | Nil |
| Large member balance rebate | From 1 March 2026 | As at 1 March 2025 |
| Nil for the first | $105,000 | $105,000 |
| 0.20% pa for the next | $105,000 | $105,000 |
| 0.35% pa for the next | $210,000 | $210,000 |
| 0.50% pa for the balance above | $420,000 | $420,000 |
RLA Allocated Pension
| Large member balance rebate | From 1 March 2026 | As at 1 March 2025 |
| Nil for the first | $288,000 | $288,000 |
| 0.20% pa for the next | $192,000 | $192,000 |
| 0.35% pa for the next | $192,000 | $192,000 |
| 0.50% pa for the balance above | $672,000 | $672,000 |
Updates to indirect investment costs for investment options
Every year we update the estimated indirect investment costs for each of our investment options, based on the underlying costs incurred over the last financial year. These underlying costs are deducted from the underlying assets of the investment portfolios and are reflected in the investment option's unit price or crediting rate.
When updating the estimated indirect investment costs, we make an assessment for each investment option as to whether the costs have changed significantly from the previous year. For most investment options, there have been no significant changes to the indirect investment costs. For one investment option (listed below), there has been a significant increase in the indirect investment costs over the last financial year. Customers who have been impacted by these changes will receive a letter from us shortly, providing them with more information.
| National Mutual Retirement Fund (NMRF) product | Investment option | Previous Indirect Investment cost (% pa) | New Indirect Investment cost (% pa) |
| Goldline Personal Superannuation Plan | Listed Real Assets 3 | 0.12 | 0.39 |
For additional information on indirect investment costs, the latest fees and costs information for our products and the current investment options, please visit resolutionlife.com.au/performance, select the product from the drop-down box available in the Superannuation, Retirement Income and Investment categories, and refer to the ‘Latest product documents’ section for the relevant Fees and Costs information.
Administration fee rebate changes
Over the last few years, we’ve made considerable reductions to administration fees with no corresponding changes to fee rebate levels. From 1 May 2026, we’re reducing the rebates that apply to some of our products. The changes realign rebate levels to reflect the fee reductions of recent years and support the ongoing sustainability and consistency of our product offerings.
What are administration fee rebates?
Depending on the customer’s account balance, the administration fees they pay may be reduced by an administration fee rebate. Rebates are expressed as a percentage per annum and are based on the account balance.
Any applicable rebate is applied directly to the customer’s account on a regular basis (monthly or quarterly) and is shown on the Annual Statement. The tables below show the current rebate levels that apply to the impacted products and the changes we’re making.
Product | Current | From 1 May 2026 | ||
| Administration Fee Rebate | Administration Fee Rebate | ||
| Tier | % pa (i) | Tier | % pa (i) | |
| $0-$100,000 | Nil | $0-$200,000 | Nil | |
| $100,000-$250,000 | 0.47% | $200,000-$400,000 | 0.20% | |
| $250,000-$500,000 | 0.71% | Above $400,000 | 0.40% | |
| Above $500,000 | 0.94% | |||
i. The fee rebate percentages are shown before tax, consistent with how fees are disclosed for these product types. The actual fee rebate amounts received are reduced by up to 15% to allow for the impact of tax deductions.
Product | Current | From 1 May 2026 | ||
| Administration Fee Rebate | Administration Fee Rebate | ||
| Tier | % pa (i) | Tier | % pa (i) | |
| $0-$100,000 | Nil | $0-$200,000 | Nil | |
| $100,000-$250,000 | 0.40% | $200,000-$400,000 | 0.20% | |
| $250,000-$500,000 | 0.80% | Above $400,000 | 0.40% | |
| Above $500,000 | 1.00% | |||
Product | Current | From 1 May 2026 | ||
| Administration Fee Rebate | Administration Fee Rebate | ||
| Tier | % pa (i) | Tier | % pa (i) | |
| First $100,000 | Nil | First $200,000 | Nil | |
| Next $150,000 | 0.47% | Next $200,000 | 0.17% | |
| Balance above $250,000 | 0.71% | Balance above $400,000 | 0.34% | |
i. The fee rebate percentages are shown after tax, consistent with how fees are disclosed for these product types.
Product | Current | From 1 May 2026 | ||
| Administration Fee Rebate | Administration Fee Rebate | ||
| Tier | % pa (i) | Tier | % pa (i) | |
| $0-$288,000 | Nil | $0-$200,000 | Nil | |
| $288,000-$480,000 | 0.20% | $200,000-$400,000 | 0.20% | |
| $480,000-$672,000 | 0.35% | Above $400,000 | 0.40% | |
| Above $672,000 | 0.50% | |||
Product | Current | From 1 May 2026 | ||
| Administration Fee Rebate | Administration Fee Rebate | ||
| Tier | % pa (i) | Tier | % pa (i) | |
| $0-$105,000 | Nil | $0-$200,000 | Nil | |
| $105,000-$210,000 | 0.24% | $200,000-$400,000 | 0.20% | |
| $210,000-$420,000 | 0.41% | Above $400,000 | 0.40% | |
| Above $420,000 | 0.59% | |||
i. The fee rebate percentages are shown before tax, consistent with how fees are disclosed for these product types. The actual fee rebate amounts received are reduced by up to 15% to allow for the impact of tax deductions.
Depending on the customer’s account balance and its size relative to the different account balance tiers, a lower rebate amount may be credited to their account on a monthly or quarterly basis.
If applicable, the customer will see the lower administration fee rebate amount on their Annual Statement (labelled as 'bonus' or 'rebate').
Impacted customers will be notified of these changes.
To view the current fees and costs on our products and available investment options, please visit resolutionlife.com.au/performance, select the product from the drop-down box available in the Superannuation, Retirement Income or Investment categories and refer to the ‘Latest product documents’ section for the relevant Fees and Costs information.
For more information on prior fee reductions, please visit resolutionlife.com.au/productupdates.
Important information
Where the information on this website is factual information only, it does not contain any financial product advice or make any recommendations about a financial product or service being right for you. Any advice is provided by Resolution Life Australasia Limited ABN 84 079 300 379, AFSL No. 233671 (Resolution Life), is general advice and does not take into account your objectives, financial situation or needs. Before acting on this advice, you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs, as well as the product disclosure statement and policy document for the product. Any guarantee offered in the product is only provided by Resolution Life. Any Target Market Determinations for our products can be found at resolutionlife.com.au/target-market-determinations.
Resolution Life does not make any representation or warranty as to the accuracy, reliability or completeness of material on this website nor accepts any liability or responsibility for any acts or decisions based on such information.
Resolution Life can be contacted at resolutionlife.com.au/contact-us or by calling 133 731.
