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Deciding when and how to retire will be determined by your needs and your own personal circumstances. You may retire from work completely, or you may transition to retirement slowly and reduce your hours to part time work for a period.
Whatever your situation, you need to ensure that you have planned and saved during your working years, so that you can enjoy the sort of retirement that you want. To do this, you should consider what sort of income you will need in retirement, but also to ensure that your money lasts as long as you do.
Read more on retirement planning and things to consider here.
Our Retirement Income philosophy
Retirement should be a period of certainty. Lifestream Guaranteed Income supports a sustainable approach to retirement by offering guaranteed income, no matter how long retirement lasts. With customisable features, Lifestream Guaranteed Income adapts to a range of lifestyles. This helps bridge income gaps to meet the Association of Superannuation Funds of Australia Limited (ASFA) retirement standard, forming a key component of an income layering strategy.
Lifestream Guaranteed Income is designed to protect peace of mind. Because, after a lifetime of hard work, Australians deserve to step into their next era with confidence.
Retirement income strategy
Our Retirement Income Strategy outlines how we can help our customers who are retired or are approaching retirement, to achieve a range of retirement objectives, including:
• Maximising your retirement income, and taking into account the Age Pension and any other income support payments
• Managing your retirement income, the risk of outliving your savings and outlining the risks at different stages of retirement
• Flexible access to your savings during retirement.
Manage your existing policy
Allocated pension or annuity
For customers who have previously purchased an allocated pension product with Resolution Life Australasia Limited or a legacy business.
Immediate annuity
For customers who have previously purchased an immediate annuity product with Resolution Life Australasia Limited or a legacy business.
Learn more about our annuity offering
Resolution Life is proud to introduce Lifestream Guaranteed Income – a product designed to bring certainty and peace of mind to Australian retirees. It is issued by Resolution Life Australasia and brought to market under the Acenda Life brand.
Lifestream Guaranteed Income - Lifetime annuities
A guaranteed regular income for life. With a lifetime annuity, you exchange a lump sum for regular payments that continue for life, helping you protect against outliving your savings.
Lifestream Guaranteed Income - Fixed term annuities
A low-risk product that provides guaranteed income for a set number of years in exchange for a lump sum payment. You choose the term, frequency of regular payments , and how much of your purchase price is returned at the end of the term.
Retire your way
Whether retirement is just around the corner or still a while away, the sooner you start planning and saving, the more you could end up with in your pocket.
Access helpful insights and resources, including our age-based retirement guides, designed to help you plan for retirement.
Services
Additonal Resources
Important information
The issuer of Guaranteed Annuities Lifestream Guaranteed Income (also referred to as “Lifestream Guaranteed Income”) is Resolution Life Australasia Limited ABN 84 079 300 379, AFSL No. 233671 (Resolution Life). Any reference in connection with the product issuer of Guaranteed Annuities Lifestream Guaranteed Income to "we", "our" or "us" on, or available through, this website is a reference to Resolution Life. As product issuer, only Resolution Life has obligations in respect of Guaranteed Annuities Lifestream Guaranteed Income product and provides any guarantee offered under it. Acenda is a registered trademark of Nippon Life Insurance Australia and New Zealand Limited ABN 90 000 000 402, a related body corporate of Resolution Life, and is used under licence by Resolution Life. Where the information on this website is factual information only, it does not contain any financial product advice or make any recommendations about a financial product or service being right for you.
Any advice is provided by Resolution Life, is general advice and does not take into account your objectives, financial situation or needs. Before acting on this advice, you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs, as well as the product disclosure statement (if available) and policy document for the product. Any Target Market Determinations for the product can be found at resolutionlife.com.au/target-market-determinations. Resolution Life can be contacted by calling 13 57 22.
Taxation considerations are general and based on present taxation laws and may be subject to change. Resolution Life is not a registered tax (financial) adviser under the Tax Agent Services Act 2009. You should seek independent tax advice from a registered tax agent or a registered tax (financial) adviser if you intend to make any decision based on this information to satisfy the liabilities or obligations or claim entitlements that arise, or could arise, under a taxation law.
