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You can apply for the Age Pension through Services Australia. Your application can be made online, by phone, or by visiting a Centrelink office. Before you start the process, you’ll need to prepare your supporting documentation. At a minimum, you’ll need to provide your: 

-    Age 
-    Tax File Number 
-    Information of your relationship status i.e. are you single or part of a couple? 
-    Details of your income and assets.

If you plan to apply online, you should also set up your online MyGov and Centrelink accounts, making sure they are linked, and you have confirmed your identity. Services Australia has a guide to help you through the process of making a claiming online. 

If you can’t apply online, you can complete the application form or visit a Services Australia centre in-person.
 

When can you apply? 

There’s no need to wait until you turn 67. You can claim the Age Pension 13 weeks before your 67th birthday. Services Australia will write to you to let you know if you’re eligible to apply. Services Australia recommend that you apply as soon as you’re eligible because the process can take some time and can’t be completed until you have submitted all of your required documentation. 

Keep in mind that applications for the Age Pension can’t be backdated. So, if you wait until you’re age 70, for example, you might be missing out on three years of Age Pension payments.

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What you need to know

Any advice on this website is provided by Resolution Life Australasia Limited ABN 84 079 300 379, AFSL No. 233671 (Resolution Life), and is general advice and does not take into account your objectives, financial situation or needs. Before acting on this advice, you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs, as well as the relevant product disclosure statement and/or policy document, available from Resolution Life at resolutionlife.com.au or by calling 133 731, before making a decision on whether to acquire, or continue to hold, the product. 

The Target Market Determinations (TMDs) for our financial products (where applicable) can be found at Target Market Determinations (TMDs). The TMDs describe the key features and attributes of an applicable product that affect whether it is likely to be consistent with the objectives, financial situation and needs of consumers in the target market.

Resolution Life can be contacted via contact us or by calling the phone number mentioned above.