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When you make super contributions, it’s important to understand that you can only access your super under certain rules, largely known as the conditions of release. For most people, this is when they:   

•    reach their preservation age and retire, which varies between 55 and 60, depending on what year you were born.
•    reach preservation age and choose to begin a transition to retirement income stream while still working.
•    reach age 60 and cease an employment arrangement, or
•    are 65 years old (even if you have not retired).

However, you might be able to access super earlier in some special circumstances. These include permanent incapacity, severe financial hardship, compassionate grounds or if you have a terminal medical condition. Visit the Maturities and Withdrawals page for more information.

What you need to know

Any advice on this website is provided by Resolution Life Australasia Limited ABN 84 079 300 379, AFSL No. 233671 (Resolution Life), and is general advice and does not take into account your objectives, financial situation or needs. Before acting on this advice, you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs, as well as the relevant product disclosure statement and/or policy document, available from Resolution Life at resolutionlife.com.au or by calling 133 731, before making a decision on whether to acquire, or continue to hold, the product. 

The Target Market Determinations (TMDs) for our financial products (where applicable) can be found at Target Market Determinations (TMDs). The TMDs describe the key features and attributes of an applicable product that affect whether it is likely to be consistent with the objectives, financial situation and needs of consumers in the target market.

Resolution Life is part of the Resolution Life Group and can be contacted via contact us or by calling the phone number mentioned above.