We are updating our website
So that we can direct you to the right page,
please select your product from the list below.
Depending on your financial situation and budget, even a small contribution of $100 made today to your superannuation (super) fund may make a difference for when you retire.
There are two main contribution types:
Concessional contributions are monies that are paid into your super fund with pre-tax income such as employer contributions, salary sacrifice and personal contributions for which you advise us you will claim a tax deduction. These contributions are generally taxed at 15%. For the 2024-25 financial year, the cap for these concessional contributions is $30,000.
Non-concessional contributions are monies paid into your super fund using after-tax income such as voluntary personal contributions and spouse contributions. It’s important to note that these contribution types have a contribution cap of $120,000 per year for after-tax personal super contributions in the 2024-25 financial year (for which you do not claim a tax deduction) and spouse contributions you receive. If you’re under 75 and eligible, you may also be able to bundle up to three years of non-concessional contributions, or up to $360,000, into one year under the bring-forward rule. These contributions are generally not taxed when received into your super fund.
Learn more about the different types of contributions that can be made into your super fund and what the limits are for the 2024-2025 financial period.
You can give your super a top-up by making voluntary contributions from your after-tax income, subject to certain limits and eligibility.
Salary sacrificing can help to grow your super at an accelerated rate.
Depending on your circumstances, the government can make additional contributions to your super for you.
If you decide to downsize from your family home, you may be eligible to contribute up to $300,000 from the sale of your main residence into your super, tax-free.
The Federal Government’s first home super saver (FHSS) scheme lets you save money for your first home inside your super fund.
Paying money into your spouse’s super account means you may be eligible for a tax offset.
Should you need to access your super before retirement, explore what conditions of release may be applicable.
Depending on your age and current super balance, there are limits on how much you can contribute every year.
If you’re a high-income earner, you need to know about these rules.
Where the information on this website is factual information only, it does not contain any financial product advice or make any recommendations about a financial product or service being right for you. Any advice is provided by Resolution Life Australasia Limited ABN 84 079 300 379, AFSL No. 233671 (Resolution Life), is general advice and does not take into account your objectives, financial situation or needs. Before acting on this advice, you should consider the appropriateness of the advice having regard to your objectives, financial situation and needs, as well as the product disclosure statement and policy document for the product. Any guarantee offered in the product is only provided by Resolution Life. Any Target Market Determinations for our products can be found at resolutionlife.com.au/target-market-determinations.
Resolution Life does not make any representation or warranty as to the accuracy, reliability or completeness of material on this website nor accepts any liability or responsibility for any acts or decisions based on such information.
Resolution Life can be contacted at resolutionlife.com.au/contact-us or by calling 133 731.